We offer neon green Toddler Info Kept for Emergencies (TIKE) stickers to place on the back/bottom of child safety seats. TIKE stickers provide vital info on your child to emergency personnel in cases where a crash disables adult occupants. For FREE stickers please call my agency at (513) 202-9922 or email me your home mailing address information at DGibbons@amfam.com and we will be happy to provide them to you!
In 1995 a six-month old boy was involved in a head-on traffic collision while riding with a relative. The driver was left unconscious and the boy suffered a life-threatening head injury that required immediate surgery. Police did not know the child's identity and were only able to trace his parents because an address book was located in the wreckage. Valuable time was lost due to this delay. The boy was airlifted to a nearby hospital for emergency brain surgery. He has since fully covered.
We want to be sure that we have done everything in our power to help protect your children to the best of our ability.
Thinking of you,
Doris Gibbons
Gibbons Insurance Agency of American Family
(513) 202-9922
Thursday, June 3, 2010
Monday, May 10, 2010
Every Building is in a Flood Zone!
You do not need to be in a high-risk flood zone (special flood hazard area) to purchase flood insurance or to be in danger of a flood. Our hope is that this month will help families understand that luck is not their best option for confronting hazards like flooding—the nation’s most common and costly natural disaster. Affordable home protection options exist and flood insurance is one of the best ways to protect again financial ruin. Unfortunately, less than 1% of Ohioans have flood insurance protection today. Some may even mistakenly believe that this could be covered under their homeowner's insurance which is why we always offer full reviews to our clients. Our agency has been writing a great deal of flood insurance coverage through the National Flood Insurance Program over the years and not all of it is being forced by the mortgage companies. Glad to say that some don't think "it could never happen to me!" We help people every day protect their families and homes with insurance products that suit their needs and budget. Our hearts go out to the Tennessee families and all flood victims; we just want to make sure we do everything we can to protect you from any similar unexpected damages. If you have any questions or would like a full review of your policies, I would be happy to help as I have been doing for nearly 20 years.
Thinking of you,
Doris Gibbons
Gibbons Insurance Agency of American Family
(513) 202-9922
Thinking of you,
Doris Gibbons
Gibbons Insurance Agency of American Family
(513) 202-9922
Wednesday, February 10, 2010
Snow can cause lots of home damage, see this one simple step that can help!
Rooftop snow could spell trouble with ice dams.
Driveways and sidewalks may not be the only things that need clearing after the recent heavy snows in this area. Residents may want to turn their attention to their roofs to prevent home damage caused by ice dams.
Ice dams form when melting snow runs down the slope of the roof and refreezes near the edge. As more snow melts and runs down the roof, water builds up behind the ice dam and seeps into the home, damaging drywall, carpeting and cabinets; and sometimes even collapsing ceilings.
“The recent snowstorms have created conditions that are ideal for ice dams,” says American Family Agent, Doris Gibbons. “The good news is that in some cases homeowners can prevent the situation from becoming a major problem.”
The best approach is to clear snow from the bottom 6 feet of the roof, which allows water from the melted snow to reach the gutters and drain to the ground. This can be done – without climbing on the roof – by using an extendable “roof rake” that can be purchased from a hardware store or homemade. It is not necessary to clear snow from the entire roof.
“Our hope is to nip the problem before it occurs so homeowners can save on the deductible expense they would incur if they did sustain damage and had to file a claim,” Doris says.
Long-term, a key to ice dam prevention is keeping the building’s attic temperature as close as possible to the outside temperature. This means insulating the attic floor and installing adequate ventilation. Peak or roof-mounted vents allow warm air to exit the attic; soffit vents allow cold air to enter the attic. Both types of vents are advised.
Moreover, inspect gutters from the ground to see that they have not pulled away from the structure, and that the gutters slope towards the downspouts. Clean gutters and downspouts to allow unobstructed flow of running water to the ground.
Thinking of You,
Doris Gibbons
Gibbons Insurance Agency with American Family
(513) 202-9922
www.DorisGibbons.com
Driveways and sidewalks may not be the only things that need clearing after the recent heavy snows in this area. Residents may want to turn their attention to their roofs to prevent home damage caused by ice dams.
Ice dams form when melting snow runs down the slope of the roof and refreezes near the edge. As more snow melts and runs down the roof, water builds up behind the ice dam and seeps into the home, damaging drywall, carpeting and cabinets; and sometimes even collapsing ceilings.
“The recent snowstorms have created conditions that are ideal for ice dams,” says American Family Agent, Doris Gibbons. “The good news is that in some cases homeowners can prevent the situation from becoming a major problem.”
The best approach is to clear snow from the bottom 6 feet of the roof, which allows water from the melted snow to reach the gutters and drain to the ground. This can be done – without climbing on the roof – by using an extendable “roof rake” that can be purchased from a hardware store or homemade. It is not necessary to clear snow from the entire roof.
“Our hope is to nip the problem before it occurs so homeowners can save on the deductible expense they would incur if they did sustain damage and had to file a claim,” Doris says.
Long-term, a key to ice dam prevention is keeping the building’s attic temperature as close as possible to the outside temperature. This means insulating the attic floor and installing adequate ventilation. Peak or roof-mounted vents allow warm air to exit the attic; soffit vents allow cold air to enter the attic. Both types of vents are advised.
Moreover, inspect gutters from the ground to see that they have not pulled away from the structure, and that the gutters slope towards the downspouts. Clean gutters and downspouts to allow unobstructed flow of running water to the ground.
Thinking of You,
Doris Gibbons
Gibbons Insurance Agency with American Family
(513) 202-9922
www.DorisGibbons.com
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