Every Building is in a Flood Zone!

You do not need to be in a high-risk flood zone (special flood hazard area) to purchase flood insurance or to be in danger of a flood. Our hope is that this month will help families understand that luck is not their best option for confronting hazards like flooding—the nation’s most common and costly natural disaster. Affordable home protection options exist and flood insurance is one of the best ways to protect again financial ruin. Unfortunately, less than 1% of Ohioans have flood insurance protection today. Some may even mistakenly believe that this could be covered under their homeowner's insurance which is why we always offer full reviews to our clients. Our agency has been writing a great deal of flood insurance coverage through the National Flood Insurance Program over the years and not all of it is being forced by the mortgage companies. Glad to say that some don't think "it could never happen to me!" We help people every day protect their families and homes with insurance products that suit their needs and budget. Our hearts go out to the Tennessee families and all flood victims; we just want to make sure we do everything we can to protect you from any similar unexpected damages. If you have any questions or would like a full review of your policies, I would be happy to help as I have been doing for nearly 20 years.

Thinking of you,

Doris Gibbons
Gibbons Insurance Agency of American Family
(513) 202-9922